The no-nonsense guide to sprucing up your lifestyle.

Discover the airline, hotel or credit card programmes to invest into to get the most out of your holidays for less. Replace crowded terminals with airline lounges, enjoy worry-free holidays, room upgrades and get rewards or cashback on all your everyday shopping.

Amex Platinum 105,000 Points Sign-Up Bonus (January 2024)

Written in


Boost your points

Get the American Express Platinum Credit card with a huge 105,000 Points sign-up bonus instead of the standard 30,000 points via the referral link below. That’s roughy equivalent to £1000. The offer runs until January 9th 2024.

You get the points in two instalments: 80,000 after spending £10,000 in the first 6 months and 25,000 if you make a purchase of any amount in month 15 of cardmembership. In other words, you get the second instalment if you don’t cancel the card after the first year. The link below goes to this offer:

Why Amex Platinum?

If you can afford the £575 £650 annual fee, you get about £2,000 worth of benefits in the first year of membership. I’m briefly summarising the benefits below but for a full breakdown see the Amex Platinum vs. Gold UK page.

The Platinum card is best if you travel internationally. As they put it, it’s “Designed to heighten your travels”. And the benefits you get in the first year outsize its (hefty) price by a large margin so you can give it try for a year and if it’s not working for you simply don’t renew it and you’ll still be well off.

The big insight is that some of the benefits reset on January 1st. So unless you join late December or early January, you can fully use the benefits for two calendar years during your first year of membership. It can be tricky to time things right with the offer ending on January 9, but it’s still doable. This adds up to £750:

  • £150 Harvey Nichols lifestyle credit
  • £300 Local Dining statement credit
  • £300 Abroad Dining statement credit

To explain it better let’s say I join in April 2023. That gives me £150 Local Dining credit to spend between April 2023 and December 2023 and another £150 to spend between January 2024 and March 2024 inclusive.

Add the 105,000 points sign-up bonus, which is valued at roughly £1,000, and the various other perks, like travel and car rental insurance, lounge access, and you get £2,000 worth of benefits in the first year.

Terms and Conditions

The typical AmEx terms and conditions apply. Read them carefully during the application process. But in a nutshell, in order to get the sign-up bonus you need to:

  • Have your application accepted (obviously)
  • Meet the spend threshold criteria (£10,000 in the first 6 months)
  • Not have had any AmEx card collecting Membership Rewards in the past 24 months

To be more exact about the last point, these are the cards that you can hold and still get the bonus:

  • Any co-branded cards (BA, Marriott), Cashback or the Basic card
  • A supplemental card on someone else’s account
  • A business card if applying for a personal card (or the other way around)